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Rachel Brown is from Houston, Texas and has a degree in Marketing from Texas State University. Prior to moving to Austin in 2010 with her husband and two daughters, Rachel held a position as Vice President of Mortgage Lending with The Vault Mortgage Company in Houston. As a top producer for ten of the eleven years at her firm, she helped to build one of the most successful, highly regarded firms in downtown Houston.  At The Vault Mortgage, she and her colleagues worked with realtors, law firms, and title companies who continually recognized her team for outstanding service throughout the loan and closing process. After an extended absence to raise her daughters, Rachel joined the Austin Capital Mortgage team in January 2018 with the intent to build a new referral-based business with a focus on stellar customer service and competitive rates.


Office: (512) 891-0778
Fax: (512) 891-0779


"As a Realtor we look to lenders to take care of our Buyers. Rachel has always gone over and beyond for my buyers and make them feel comfortable.  I'm extremely excited to be referring her business again."

-Melissa S.

"We enjoyed working w/Rachel Brown and Austin Capital Mortgage. They are diligent in there work, they have great communication and strive to keep the process simple and easy to follow. We would welcome an opportunity to work w/ them again in the future."

-Karla S.

"Rachel Brown was fabulous to work with. She represented the buyer and I was the agent, she was thorough, responsive and made the process seamless for my client. I would highly recommend her."

- Wendy E.

I can't say enough great things about RACHEL BROWN and ACM. Rachel shopped around and got me a great rate. Although she lives in Austin and I am in Houston, she was very responsive via email and text-usually within minutes. She gave me frequent updates on the process and answered all my questions in a way I understood. She also made the drive to Houston to sit with me during closing which I really appreciated and thought was above and beyond! Do your self a favor- call Rachel.

-Randi T.

"I am so happy that Rachel found me. She helped me buy a home that complements my family and future. Rachel was very patient helping me collect all of my statements and documents; she went way above and beyond the call of duty helping me evenings and some weekends. Rachel matched my needs with the perfect lenders and underwriters. I am really excited about my new home and that I am able to be near my family.

-Sherrie G. 

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