MEET OUR EXPERT MORTGAGE LENDERS
Trusted Partners in Your Home Buying Journey
At Austin Capital Mortgage, we do more than finance homes—we fulfill dreams and foster financial growth. Our team, recognized for excellence and reliability, goes beyond the expected to ensure you find the perfect mortgage solution.
10,000 +
Families Served
11
States
$7B+
In Funded Loans
25
OUR MISSION
Choosing a mortgage that doesn’t quite match your needs can lead to complications down the road.
It's why our team prioritizes understanding your unique needs as a homebuyer.
At Austin Capital Mortgage, our mission is to craft mortgage solutions that go beyond simply securing a home loan.
We aim to align your mortgage with your long-term financial success, ensuring a smoother, more stable path ahead.
OUR VISION
At Austin Capital Mortgage, our vision is to make the dream of homeownership a reality for as many people as possible.
We empower home buyers and their families with personalized, strategic mortgage solutions that prioritize their long-term financial stability and success.
We aim to equip each one of you with the knowledge, resources, and tailored financial strategies needed to achieve your dreams of homeownership without compromising their financial stability.
Client Reviews: 10,000+ Happy Homeowners
From the ease of our 100% online application process to faster closings and tailored mortgage strategies, hear firsthand how we've made the dream of homeownership a reality for so many.
Embed Google reviewsTHE AUSTIN CAPITAL MORTGAGE DIFFERENCE
Setting new standards for what it means to be a responsible and responsive mortgage lender.
At Austin Capital Mortgage, we're not just about closing loans - we're about opening doors to new possibilities and building a brighter financial future for all.
Beyond Mortgages: Your Future, Our Priority
"Your Future, Our Priority" That's not just a slogan for us - it's our way of doing business.
At Austin Capital Mortgage, we see ourselves as more than mortgage providers.
We're your partners in financial success, helping you secure not just a mortgage, but a brighter future.
Our personalized approach ensures that your mortgage enhances your life, instead of complicating it.
Personalized Mortgages that Adapt to Your Life
Life changes, and so should your mortgage.
Unlike a one-size-fits-all approach, we start with a comprehensive evaluation of your financial situation, preferences, and long-term objectives to develop a mortgage solution that truly fits.
Then, our expert mortgage lenders create a personalized plan that adapts to you—offering the flexibility to adjust as your life unfolds.
5 Star Experience: Unmatched Customer Satisfaction Rate
We've proudly maintained a 5-STAR average customer satisfaction rating across Google, Facebook, Yelp, Trustpilot, and more.
Our stellar reviews tell stories of dreams realized, challenges overcome, and futures secured.
At Austin Capital Mortgage, we don't just close deals— we open doors to new beginnings and lifelong relationships.
Support Beyond Closing
Our commitment to you extends far beyond the day you receive your keys.
We offer periodic check-ins to discuss your current financial situation, the performance of your mortgage, and whether refinancing could benefit you.
It's all about ensuring your mortgage continues to align with your evolving needs.
Always Here for You: 24/7 Support
The home buying journey is exciting, sure, but it can also be downright exhausting.
Whether you're up late, worrying about loan options or you're second-guessing your decisions on a quiet Sunday, we're just a call or a chat away.
No need to go through it alone or wait for "business hours" to find the answers you need.
Faster Closing with a 100% Online Process
We've simplified the mortgage process with our fully online application, making it easy, fast, and efficient.
Our dedication to using cutting-edge technology and innovation doesn't just stop at the application process.
We streamline every step to ensure faster closing times, getting you the keys to your new home without unnecessary delays.
Meet The Dream Team
Dive into the heart of what makes Austin Capital Mortgage truly special: our Dream Team.
A group of top loan producers in Texas with over 25+ years of local mortgage industry expertise, dedicated to get you the perfect mortgage for your needs.
Charlie Cooper
President | NMLS #326203
Phone: (512) 891-0778
Fax: (512) 891-0779
Email: charlie@austincapitalmortgage.com
Charlie Cooper was born in London and hailed from Jamaican roots, his upbringing unfolded in the vibrant city of Houston, Texas. Nurtured by a family deeply ingrained in entrepreneurship, he imbibed the art of chasing passions and charting a course for success from an early age.
His academic journey led him to the University of Houston, where he focused his studies on
Finance, complemented by a minor in Accounting.
Beyond his professional pursuits, Charlie is a fervent sports enthusiast, his love for adventure fueling a passion for global travel and immersive exploration. The Houston Oilers hold an unshakable place in Charlie's heart as his beloved football team of choice.
Jeff Wilkinson
Director of Operations
Phone: (512) 891-0778
Email: jeff@austincapitalmortgage.com
Jeff was born in California, although his formative years were spent abroad. It wasn't until high school that he returned to the United States, settling in Houston for his education. Texas Christian University welcomed him for his college years, during which he engaged in football.
After a brief stint in Phoenix, Arizona he found himself drawn back to Texas in 1996, marking the year he became a part of the Austin Capital Mortgage team. Beyond his professional commitments, Jeff’s competitive nature finds an outlet through pickleball, where he embraces the challenge with enthusiasm. His zest for life also extends to exploration alongside his wife and family, as they embark on travels together.
Paul Mitchell
Houston Branch Manager
Phone: (512) 524-9416
Email: paul@austincapitalmortgage.com
Hailing from the Lone Star State, Paul's roots and educational journey unfolded in the dynamic city of Houston. Armed with a Finance degree from the University of Houston, he spent 12 years working in the energy sector.. During this period, Paul assumed roles in sales, marketing, and management for a global oilfield services conglomerate. In 2016, he transitioned to the Austin Capital Mortgage team, where he has thrived as a dedicated Loan Originator.
Beyond the professional realm, Paul's interests encompass weightlifting, honing his skills in Jiu Jitsu, and relishing the joy of watching his daughters excel in softball.
Kari Cooper
Business Development
Phone: (512) 891-0778
Email: kari@austincapitalmortgage.com
Originating in Oslo, Norway, Kari's early years were marked by a journey across the heart of the southern United States. From Alabama to Louisiana, and through Mississippi, her family's wanderings culminated in the heart of central Texas, where she spent her formative years and graduated high school. Kari's academic journey led her to the Bauer School of Business at the University of Houston, where she earned a degree in marketing with a minor in African American studies.
Beyond the professional sphere, Kari finds solace in the pages of fiction, channeling her creativity into interior design and décor. Her passion for travel is evident as she crafts thoughtful vacation itineraries for her loved ones. With a knack for hosting, Kari transforms gatherings into remarkable occasions, effortlessly infusing a touch of extravagance into almost everything she undertakes.
Tom Oltmann
Loan Originator | NMLS #308768
Phone: (512) 891-0778
Email: tom@austincapitalmortgage.com
Originally born in Waterloo, Iowa, Tom's journey led him to plant roots in the Lone Star State at the age of nine. In 1996, he found his way to Austin, where he dedicated 12 years to his role as a retail store manager at AT&T. With a degree in Business Management and Finance from the University of Phoenix under his belt, he became an integral part of the Austin Capital Mortgage team in 2008, assuming the role of a Loan Originator.
Beyond the professional realm, Tom's interests encompass the thrill of travel, the finesse of golf, the precision of competitive pistol shooting, and cherished moments spent with family. His culinary passion shines as he dons the chef's hat, conjuring up delectable meals that delight friends and loved ones.
Adrienne Sanchez
Loan Originator | NMLS #1213046
Phone: (512) 891-0778
Email: adrienne@austincapitalmortgage.com
Adrienne was born in the golden state of California, where she spent her upbringing. However, her journey led her to Arizona, where she pursued and successfully completed nursing school. Her professional path took an unexpected turn in 1994, venturing into the mortgage industry. In 2004, Adrienne found herself in Austin, Texas, and shortly thereafter in 2009, she became a valued member of the Austin Capital Mortgage team. Her reputation at work speaks of a true team player, consistently placing her team's achievements at the forefront.
Beyond her professional pursuits, Adrienne finds joy in treasured moments spent with her two children, four grandchildren, and an extensive network of family and friends. Her zest for life extends to activities like Krav Maga and hiking, which resonate with her adventurous spirit.
Richard Armstrong
Houston Business Development
Phone: (512) 891-0778
Email: rich@austincapitalmortgage.com
Richard, also known as Rich, was born in Southern California but his journey led him to the heart of the Lone Star State in 1980. He pursued his education at Texas A&M, earning his degree before delving into running his family business, a role he fulfilled until 2021. Opting for a new chapter, Richard transitioned into the mortgage industry, becoming an integral part of Austin Capital Mortgage.
Beyond the realms of business, Richard nurtures his passions. The pursuit of bodybuilding, diving into fiction novels, and the gratifying role of coaching youth football fill his leisure hours. His devotion to his cherished children also shines bright, as he relishes the moments spent with them. An interesting tidbit about Richard is that he proudly embraces the role of a father to five children, aged between 11 and 15.
Nicholas Josey
Loan Originator | NMLS #2140112
Phone: (512) 891-0778
Hailing from the vibrant city of Houston, Texas, Nicholas's roots run deep in his hometown. His educational journey led him to the University of Mary Hardin-Baylor, where he attained a Bachelor of Business Administration in Business Management in 2019. During his time as a college student, he honed his skills at Austin Capital Mortgage's former parent company, Legend Lending Corporation, for a span of two years.
Post-graduation, Nicholas ventured into the tech industry for a period before he ultimately found his way back to Austin Capital Mortgage in 2021, marking a significant chapter in his career journey.
Connie Anderson
Processing Manager
Phone: (512) 891-0778
Connie's origins can be traced to Baytown, Texas, yet she has woven herself into the fabric of Austin, becoming a true Austinite. Initially drawn to Austin to pursue her education at the University of Texas, Connie's bond with the city grew stronger over time, making it a significant part of her life. Another cherished place she calls home is with her fiancé in Santa Fe, NM. Connie graduated from UT with a Bachelor of Arts in English and American Studies. Dedication defines her connections, not only to the city but also to our team – Austin Capital Mortgage has been her unwavering professional anchor since her college days.
Amid her professional pursuits, Connie finds solace in treasured moments shared with loved ones. Her passion for live music finds expression as she revels in attending symphony and ballet performances, infusing her life with cultural enrichment.
Geri Brodlowicz
Office Manager
Phone: (512) 891-0778
Email: Geri@austincapitalmortgage.com
Geri embodies the spirit of her hometown, Austin, Texas, where she was born and raised, making her a genuine Austinite through and through. Her educational path led her to Austin Community College, where she pursued her passion for real estate and earned a technical degree in the field. With her diploma in hand, she ventured into the dynamic world of the mortgage industry, discovering a profound sense of fulfillment within its competitive environment.
Beyond her professional endeavors, Geri finds her heart in spending quality moments with her fiancé and their two beloved dogs. The tennis court serves as a playground for her competitive spirit, and she also expresses her creativity through the art of painting. A fascinating tidbit about Geri is that she's the proud owner of a bearded dragon named Puff, adding an element of uniqueness to her life.
Lisa Villarreal
Closer
Phone: (512) 891-0778
Email: lisa@austincapitalmortgage.com
Lisa's roots trace back to The Woodlands and Houston, Texas, where she spent her formative years. Accumulating over 25 years of experience in the mortgage industry, her journey has been marked by dedication and expertise.
During her leisure hours, Lisa embraces a diverse range of interests. The allure of travel beckons her to new horizons, while her passion for running propels her forward. Through the lens of her camera, she captures the world's beauty, and her love for University of Houston and Rockets Basketball games adds excitement to her life. A proud mother to a 23-year-old daughter, Lisa's heart also finds room for feline companions, nurturing a deep affection for cats.
Ashley Rae Gordon
Processor
Phone: (512) 891-0778
Ashley's roots trace back to Massachusetts, where she initially pursued a career in banking. Her journey led her to become a mortgage loan officer before transitioning to processing, a role she has grown to adore. Beyond her professional life, Ashley finds joy in various activities including running, cooking, cherishing moments with her canine companion, immersing herself in live music, and exploring novel cuisines.
An early riser by nature, Ashley is deeply dedicated to maintaining her fitness, with a strong focus on workouts, running, and overall well-being.
We offer our lending services in 11 states
Austin Capital Mortgage Gives Back
Providing mortgages is what we do, but giving back is what we’re all about.
We care deeply about the communities we serve and hope to keep growing our impact each year.
