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(512) 891-0778 loans@austincapitalmortgage.com NMLS: 229421, 1971339

Mortgage Lenders for Texas Homebuyers

About Austin Capital Mortgage

Looking for the best home mortgage lenders in the Lone Star State? You’ve come to the right place!

Austin Capital Mortgage is a full service residential mortgage banking firm. We proudly serve the cities of Austin, Houston, and Dallas-Fort Worth and their surrounding areas. Texas homebuyers have trusted us with their mortgages for over 25 years, and we continue to maintain our reputation through excellent customer service and consistently competitive rates.

Founded in 1996, Austin Capital Mortgage continues to strive to exceed expectations, both from our clients and our referral sources.  We have expertise in conventional, jumbo, and government loans. Austin Capital’s longevity and stability through many market cycles means our clients receive industry leading loan options and service.

 

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Client Testimonials

Loan Options With Austin Capital

We understand that every homebuyer’s situation is different, which is why we offer a variety of different services, including conventional, VA Home Loans, FHA Home Loans, and Jumbo Home Loans.

Conventional Mortgages

Planning on living in your home long-term? With conventional mortgages from Austin Capital Mortgage, you can have peace of mind in knowing that your payments will be consistent. Conventional  mortgages allow for stability, and the ability to budget accurately. Knowing your rates will never increase or decrease means you will know exactly how long it will take to pay off your loan. Austin Capital’s conventional mortgages start at 3% down and go up to $625,000.

VA Home Loans

If you are a veteran, member of the military, or a military spouse, you may qualify for a VA home loan. VA loans generally have lower rates than regular mortgage loans. To see if you qualify for a VA home loan, give Austin Capital Mortgage a call at 512-891-0778 today!

FHA Home Loans

FHA home loans are government-issued loans with flexible options. There are fewer credit requirements and qualifications for this loan, and they are less strict, so an FHA loan may be the best option for you if you have a less than perfect financial record. At Austin Capital Mortgage, these are offered down to a 580 credit score.

Jumbo Home Loans

A jumbo loan amount is higher than conventional loan limits. Jumbo and super jumbo loans offer higher loan amounts that a  traditional loan cannot. Our Jumbo loan offerings start with down payments as low as 10% and go up to $4 million.

Other Services Provided by Austin Capital Mortgage

Get Pre-Approved

Apply online today to get pre-approved with Austin Capital Mortgage. Pre-approval helps give you more credibility with sellers, and can help speed up the process of acquiring a home loan.

Get a Quote

No matter what kind of home you are looking to purchase or refinance, Austin Capital Mortgage offers free quotes, so you can learn what your best possible rates are up front.

Stay Organized

Being prepared for the mortgage process can speed it up significantly. Austin Capital Mortgage provides a free checklist that helps you plan ahead, and keep everything organized.

Contact Us For A Free Quote Or To Get Started!

Located in Austin, Houston, San Antonio, or Dallas-Fort Worth and in search of a mortgage? Get in touch with Austin Capital Mortgage today!

512-891-0778
loans@austincapitalmortgage.com

About Austin, Texas

 Austin is the capital of Texas and is nicknamed the ‘Live Music Capital of The World.’ The current population is just over 900,000 and the area spans 271.8 square miles.

According to the US News & World Report, Austin was ranked as the 5th best place in the US to live in 2021. Forbes also ranked Austin as the 7th cheapest city to live in 2021.

Top things to do in Austin are: Head to Zilker Park for a day of paddle boarding, kayaking, or soaking up the sun. Check out the Texas State Capitol building, Lady Bird Lake for running, fishing and hiking, or Barton Springs Pool and Lake Travis for fishing and camping.

About Houston, Texas

Though Houston is not the capital of the Lone Star State, it is the most populous city in Texas. Home to about 2.31 million people, Houston spans an area of 669 square miles and is nicknamed “Space City”.

This nickname comes from the fact that Houston is home to the National Aeronautics and Space Administration (NASA). Houston also has the most healthcare and research institutions in one city in the world.

Top things to do in Houston are: the Space Center Houston, the Houston Zoo, the Downtown Aquarium, the Museum of Fine Arts, the Houston Museum District, and the Gerald D. Hines Waterwall Park.

About San Antonio, Texas

San Antonio, Texas is often known as the “Alamo City”, as the city is home to the Alamo, a historical monument from the battle for Texas’ independence from Mexico. With a population of 1.5 million and spanning an area of 505 square miles, it is the second largest city in Texas behind Dallas-Fort Worth.

Things to do in San Antonio include taking a stroll down the famous River Walk, visiting the Alamo, the Southtown Arts District, or spending a day at Six Flags Fiesta Texas.

About Dallas-Fort Worth, Texas

Though Dallas and Fort Worth, Texas began as separate cities, they have been slowly blending together over the years and are now connected by 30 miles of suburbs. Now, the area, with its 7.5 million population and impressive size of 9,286 square miles, is most often referred to as the Dallas-Fort Worth metroplex, or the acronym DFW.

Things to do in Dallas-Fort Worth include the Perot Museum of Nature and Science, the Fort Worth Zoo, the Dallas Museum of Art, and the George W. Bush Presidential Library and Museum.

Austin Capital Mortgage has been serving the residential mortgage community since 1996. We have over 22 years of experience when it comes to home loans, including jumbo loans, in major Texas cities. Get in touch with us today by calling (512) 891-0778.

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