Austin TX Mortgage Lenders & Houston TX Mortgage Lenders

ABOUT US

If you are looking for the best Austin mortgage lenders, then you have come to the right place.

We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client reviews.

Austin Capital has continued to show its strong insight of the market, most recently focusing on ‘prime’ conventional and government loans, and thus avoiding the recent turmoil and instability that has affected many companies throughout the industry.

Our company was founded by Aden Lasseter and we strive to exceed expectations for our clients and our referral sources. By doing so, we continue down our path of controlled, sustainable growth. Ultimately, we strive to create “raving fans” in the markets we serve.

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Client Testimonials

"We had the pleasure of working with Rachel Brown to get us a mortgage to our new home based on our relatively new (2- year old) business' income. We couldn't be happier with the professionalism, best efforts and responsiveness to our every question and concern. Mrs. Brown went above and…Read More→

"Charlie and his team did an exceptional job helping me close on my first home loan. They offered the best rate/least points of the multiple lenders that provided me with quotes, including local credit unions. When you get the best price and the best service, using Charlie's team is a…Read More→

"I've worked with Austin Capital Mortgage over the years on several refi and home purchases and each time they are easy to work with, professional and have the best rates. It's been a joy working with them, highly recommend them to anyone with mortgage needs." -Andrew H.

"Charlie , Leslie and his team do a great job when it comes to buying a new home or refinance. I used this company twice and had no issues." -Suresh B.

"This is the third time using Austin Capital and as always, they came through like champs. This time we had a tight closing window and they were amazing at pulling everything together and working with us to get all the details worked out, the paperwork processed and helped us to…Read More→

"First time buying a house and everything went way smoother than I could have hoped for." -Stormy E.

"I write reviews only for the most deserving and Austin Capital Mortgage needs to be recognized for the professionalism, responsiveness, knowledge and attitude displayed by each and every member. This is our second mortgage with Austin Capital and they just get better and better. Adrienne, Charlie and Nicole are in…Read More→

"Charlie and Jessi helped make our home buying process easy and as stress free as possible. As first-time home-buyers we had a lot of questions and they were always happy to explain everything thoroughly and in straightforward way, which I greatly appreciated. They are professional, courteous and responsive. I highly…Read More→

"We thought we were stuck with going to the same mortgage company that we wer using until Austin Capital Mortgage was recommended by our realtor (The Sarabeth and Jordan Team). We could not have been more happy, pleased and thankful that we used Austin Capital. Whenever we had a question…Read More→

"We were so impressed by Rachel at Austin Capital Mortgage. She is definitely knowledgeable and good at her job. She worked very hard to get us a great deal and ensure it all came together. She was excellent at keeping us informed and always pleasant to work with. We highly…Read More→

Austin Capital Mortgage Loan Options

We provide a variety of different services such as: Fixed Rate Mortgage, VA Home Loan, FHA Home Loan, and Jumbo Home Loans.

Fixed Rate Mortgage

If you plan to stay in your home from the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Fixed rate mortgages allows you to accurately budget. The rate will never increase or decrease, so you will know exactly how long it takes you to pay off your loan.

VA Home Loan

Are you a veteran, member of the military or a military spouse? You may qualify for a VA loans. VA loans generally have better rates so call your mortgage broker in Austin today so see if you qualify 512-891-0778.

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. This loan has fewer strict credit requirements and qualifications so this may be the best option for you if you have a less than perfect financial record.

Jumbo Home Loans

Are you in the market for Austin jumbo loans? We can offer you this service! A jumbo loan is when a loan amount reaches a certain point. Jumbo and super jumbo loans can offer high-end financing that a traditional loan can’t. This option may be best for you if you are wanting to make a down payment of at least 20%.

Get Preapproved

To get pre-approved, apply online today. Pre-approval helps give you more credibility with sellers and can help speed up the home loan process.

Get a Quote

Whether you are looking to purchase or refinance a single family, multi-family, condominium, town house, or manufactured home, you can get a free quote today to learn what you best possible rates are.

Checklist

The best way to go through the mortgage process is to be prepared. Utilize and download our free checklist to help you stay organized. Plan ahead so you can qualify later.

If you are in the market for an Austin mortgage, call us today at 512-891-0778 or email loans@austincapitalmortgage.com to get started.

ABOUT AUSTIN

Austin is the capital of Texas and is nicknamed the ‘live music capital of the world.’ The current population is just under 800,000 and the area spans 305.1 square miles.

According to the US News & World Report, Austin was ranked as the #1 place in the US to live in 2017. Forbes also ranked Austin as #2 best cities for Millennials, and in 2012 the FBI ranked Austin as the second safest major city in the US.

Top things to do in Austin are: The Zilker Park for kayaking, the Texas State Capitol building, Lady Bird Lake for running, fishing and hiking, The Barton Springs Pool and Lake Travis for fishing and camping.

For more information on upcoming events, things to do, concerts and tours, please visit the Austin local homepage at https://www.austintexas.org/.

ABOUT HOUSTON

Although Houston is not the capital of Texas, it is the most populated. The city is home to about 2.1 million people, and the area spans 627 square miles.

Houston is home to the mission control center of NASA, and has the most healthcare and research institutions in the world.

The town is named after Sam Houston, who was a general in the Battle of San Jacinto.

Top things to do in Houston are: the Space Center Houston, the Houston Zoo, the Downtown Aquarium, the Museum of Fine Arts, the Houston Museum District, and the Gerald D. Hines Waterwall Park.

For more information on events, restaurants, night life, and hotels, please visit the local Houston homepage at https://www.visithoustontexas.com/.

Your local Austin mortgage lenders and local Houston mortgage lenders serving the residential mortgage community since 1996. We have over 22 years of experience when it comes to home loans, and jumbo loans in Austin and Houston TX. Speak to your local mortgage lender today on (512) 891-0778.