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Austin TX Mortgage Lenders & Houston TX Mortgage Lenders


If you are looking for the best Austin mortgage lenders, then you have come to the right place.

We are a full service residential mortgage banking firm serving the Austin, Houston, San Antonio, and Dallas Fort Forth metro areas. We have been serving the needs of the residential mortgage community since 1996. Our customers know us for competitive rates and consistent customer satisfaction. Our integrity is reflected in our raving client reviews.

Austin Capital has continued to show its strong insight of the market, most recently focusing on ‘prime’ conventional and government loans, and thus avoiding the recent turmoil and instability that has affected many companies throughout the industry.

Our company was founded by Aden Lasseter and we strive to exceed expectations for our clients and our referral sources. By doing so, we continue down our path of controlled, sustainable growth. Ultimately, we strive to create “raving fans” in the markets we serve.


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Client Testimonials

"As a real estate professional to have a knowledgeable lender is key. Charlie and his team are not only knowledgeable, they work tirelessly to accomplish what needs to be done. Questions never go unanswered and the process is always explained fully. The entire team have patients and understanding with my…Read More

"As a Realtor we look to lenders to take care of our Buyers. Rachel has always gone over and beyond for my buyers and make them feel comfortable.  I'm extremely excited to be referring her business again." -Melissa S.

"We enjoyed working w/Rachel Brown and Austin Capital Mortgage. They are diligent in there work, they have great communication and strive to keep the process simple and easy to follow. We would welcome an opportunity to work w/ them again in the future." -Karla S.

"The team at Austin Capital Mortgage makes the process of obtaining a home loan seamless and very organized. Their customer service is top notch. We are so appreciative of their guidance and help through our home buying process. I highly recommend Austin Capital Mortgage." -Heather C. 

"Just closed my 3rd mortgage with ACM - wouldn't go anywhere else... Adrienne is the BEST!" -David S.

"Rachel Brown was fabulous to work with. She represented the buyer and I was the agent, she was thorough, responsive and made the process seamless for my client. I would highly recommend her." - Wendy E.

I can't say enough great things about RACHEL BROWN and ACM. Rachel shopped around and got me a great rate. Although she lives in Austin and I am in Houston, she was very responsive via email and text-usually within minutes. She gave me frequent updates on the process and answered…Read More

"PJ was an absolute pleasure to work with. Extremely knowledgeable, and took time to explain things to me and my wife in a way that provided a great sense of comfort throughout the entire home buying process. I would, and have, recommended PJ to many people!" -J. Gray

"I am so happy that Rachel found me. She helped me buy a home that complements my family and future. Rachel was very patient helping me collect all of my statements and documents; she went way above and beyond the call of duty helping me evenings and some weekends. Rachel…Read More

"I found Tom through a referral and chose to work with him after interviewing six other lenders. I was shopping for a second home to use as a vacation rental. I had good credit, but a patchwork of income sources/history and assets to navigate through. What immediately stood out to…Read More

Austin Capital Mortgage Loan Options

We provide a variety of different services such as: Fixed Rate Mortgage, VA Home Loan, FHA Home Loan, and Jumbo Home Loans.

Fixed Rate Mortgage

If you plan to stay in your home from the long term, sleep tight knowing you will have the stability of a consistent payment that never changes. Fixed rate mortgages allows you to accurately budget. The rate will never increase or decrease, so you will know exactly how long it takes you to pay off your loan.

VA Home Loan

Are you a veteran, member of the military or a military spouse? You may qualify for a VA loans. VA loans generally have better rates so call your mortgage broker in Austin today so see if you qualify 512-891-0778.

FHA Home Loan

An FHA loan provides a government-insured loan with flexible loan options. This loan has fewer strict credit requirements and qualifications so this may be the best option for you if you have a less than perfect financial record.

Jumbo Home Loans

Are you in the market for Austin jumbo loans? We can offer you this service! A jumbo loan is when a loan amount reaches a certain point. Jumbo and super jumbo loans can offer high-end financing that a traditional loan can’t. This option may be best for you if you are wanting to make a down payment of at least 20%.

Get Preapproved
Get Preapproved

To get pre-approved, apply online today. Pre-approval helps give you more credibility with sellers and can help speed up the home loan process.

Get A Quote
Get a Quote

Whether you are looking to purchase or refinance a single family, multi-family, condominium, town house, or manufactured home, you can get a free quote today to learn what you best possible rates are.


The best way to go through the mortgage process is to be prepared. Utilize and download our free checklist to help you stay organized. Plan ahead so you can qualify later.


If you are in the market for an Austin mortgage, call us today at 512-891-0778 or email to get started.


Austin is the capital of Texas and is nicknamed the ‘live music capital of the world.’ The current population is just under 800,000 and the area spans 305.1 square miles.

According to the US News & World Report, Austin was ranked as the #1 place in the US to live in 2017. Forbes also ranked Austin as #2 best cities for Millennials, and in 2012 the FBI ranked Austin as the second safest major city in the US.

Top things to do in Austin are: The Zilker Park for kayaking, the Texas State Capitol building, Lady Bird Lake for running, fishing and hiking, The Barton Springs Pool and Lake Travis for fishing and camping.

For more information on upcoming events, things to do, concerts and tours, please visit the Austin local homepage at


Although Houston is not the capital of Texas, it is the most populated. The city is home to about 2.1 million people, and the area spans 627 square miles.

Houston is home to the mission control center of NASA, and has the most healthcare and research institutions in the world.

The town is named after Sam Houston, who was a general in the Battle of San Jacinto.

Top things to do in Houston are: the Space Center Houston, the Houston Zoo, the Downtown Aquarium, the Museum of Fine Arts, the Houston Museum District, and the Gerald D. Hines Waterwall Park.

For more information on events, restaurants, night life, and hotels, please visit the local Houston homepage at

Your local Austin mortgage lenders and local Houston mortgage lenders serving the residential mortgage community since 1996. We have over 22 years of experience when it comes to home loans, and jumbo loans in Austin and Houston TX. Speak to your local mortgage lender today on (512) 891-0778.

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