Key Benefits
- No mortgage insurance (PMI) when your LTV is below 80%
- Competitive interest rates for qualified borrowers
- Higher loan limits for more expensive properties
- Flexible use of funds
for any financial need
- Faster closing times with streamlined documentation
Requirements
- Credit score:
Typically 620+ (higher scores get better rates)
- Maximum LTV: 80% in Texas
- Debt-to-income ratio: Generally 50% or less
- 6-12 months of mortgage payment history on current loan
- Property must be your
primary residence, second home, or
investment property
