TEXAS' TOP MORTGAGE LENDERS SINCE '96

Get Your Rate Comparison Dashboard: Shop 50+ Lenders

View live mortgage rates from multiple lenders, based on your details.

Compare rates, APR, monthly payments, and loan terms.

Get My Rate Dashboard

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Texas' Top Mortgage Lenders Since 1996

$7B+

In Funded Home Loans

See Live Pricing From Multiple Lenders

Your personal rate dashboard pulls in live pricing from 50+ lenders; all in one place.

The dashboard displays live mortgage rates, not estimates.

Once you submit your information, you'll be able to see:

  • interest rates and APR
  • monthly principal and interest payments
  • lender fees and points
  • loan terms and structures

All pricing shown reflects current lender rates at the time you view them.

Get Your Personal Rate Dashboard (Live Rates)

See your real options instantly!

After submitting the pre-approval form, you'll get your own personal rate dashboard that shows you live pricing, payments, and fees based on your scenario.

  • Real lender rates pulled in real time
  • Monthly payment & fees shown upfront
  • Compare multiple loan terms in one place

What Rate Can You Actually Get?

Adjust Your Scenario and See Rates Update

Our rate dashboard lets you edit your details and instantly see updated pricing.

You can adjust:

  • loan purpose (purchase or refinance)
  • property location and ZIP code
  • purchase price and down payment
  • credit score range
  • property type and occupancy
  • loan type (conventional, fixed, ARM) and more..

When these details change, the rates update to reflect live lender pricing for the new scenario.

Compare Loan Options Side by Side


The dashboard allows you to compare all your mortgage options in one place.

You can:

  • view 30-year, 20-year, and 15-year fixed options
  • compare ARM loan options
  • sort results by lowest rate or lowest payment
  • compare multiple loan offers at the same time

This makes it easier to see how rate, fees, and payments trade off across lenders.

Why Mortgage Rates Differ Between Lenders?


Mortgage rates are not universal.

Different lenders price loans differently based on:

  • internal guidelines
  • risk models
  • points and fee structures
  • loan term and program availability


That’s why two lenders can quote different rates for the same borrower.

A live rate dashboard makes those differences visible, and helps you make the right decision.

How to Get Your Own Rate Dashboard?


Get your personal rate dashboard in just 2 minutes.

  1. Submit your mortgage details
  2. A personalized rate dashboard is generated
  3. You receive an email with a secure link

You can open your dashboard anytime using that link.

Viewing live rates does not require a hard credit pull & does not obligate you to move forward.

Please, note:

  • Rates shown reflect active lender pricing at the time you view them

  • Rates are not locked until later in the process

  • Final approval happens during underwriting if you choose to proceed

see how much home you can afford

Self Employed? Get Pre Approved in a Day!

 It only takes 2 minutes, and won't affect your credit score.

How are we different from other lenders & banks?

We Work for You. Unlike banks, we aren’t tied to a single lender.

We shop all lenders to find you the best mortgage rates.

Austin Capital Mortgage Other Lenders
Shop 100+ lenders Pushes their own products only
In house underwriting, fewer delays Slow underwriting process
100% online, secure uploads Often require office visits
Dedicated loan officer, proactive updates Call centers, long wait times

Recently Funded Homes

From denied applications to signed contracts, here’s what we’ve funded lately.

Loan Amount: $750,000

5060 Loma Alta Dr, Frisco, TX 75034

Christopher Aaron

Loan Amount: $720,000

1503 Fox Sparrow Trl, Cedar Park, TX 78613

Nathan Hekman

Loan Amount: $806,500

1706 Catchfly Cv, Cedar Park, TX 78613

Nirav Ved

1099 Income Mortgage Payment Calculator

1099 Income Mortgage Payment Calculator

Texas' Top Rated Mortgage Lenders

We've been ranked among Texas' top mortgage companies since 1996, by Austin Business Journal.

95% Faster Closing than Industry Average

We have an innovative streamlined process that allows you to apply online. This leads to faster closings. We've closed houses in as little as 1-2 weeks for our clients.

100% Customer Satisfaction, 5 Stars Average Rating

With an A+ rating from BBB, and over 500+  FIVE Star Reviews on Google, Zillow and Yelp - customer satisfaction is at the core of everything we do.

Competitive Mortgage Lending Rates

We ensure that you get the best deal possible on your mortgage, making home ownership more affordable and accessible for you.

Did you know? Austin Capital Mortgage has been on Texas' Top Mortgage Lenders list by the Austin Business Journal every year since 1996.

The maximum FHA loan limit in a high-cost county has increased to $1,149,825 in 2024. Read full FHA loan eligibility criteria for 2024 here.

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We offer our lending services in 21 states

We offer our lending services in 21 states

We offer our lending services in 11 states

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Frequently Asked Questions

Here are some of the most common questions we get, with a quick way to connect with our mortgage advisors for more detailed answers.

  • Are these live mortgage rates or estimates?

    These are live rates pulled from active lender pricing at the time you view your dashboard. 

    They are not averages or example rates. 

    Because mortgage rates change frequently and vary by lender, the numbers you see reflect current pricing based on your details.

  • Why do I see multiple rates for the same loan term?

    Different lenders price the same scenario differently. 

    Each lender has its own guidelines, fees, and pricing models. 

    The dashboard shows these differences side by side so you can see how options compare instead of relying on a single quote.

  • Does checking my rate affect my credit score?

    No. Viewing your rate dashboard does not require a hard credit pull. 

    A credit check only happens later if you decide to move forward with a loan application.

  • Is this a pre-approval or rate lock?

    No. This dashboard is for viewing live lender pricing.

    Pre-approval and rate locks happen later in the process, after a full application and underwriting.

  • Can I change my details after I receive the dashboard?

    It can be challenging, but not impossible. 

    We assess each applicant individually and may consider other factors like your previous employment history, industry experience, and the overall financial health of your business.

    Talk to an expert now.

  • Why does Austin Capital Mortgage show more options than a bank?

    Austin Capital Mortgage works with a large network of wholesale lenders instead of a single bank. 

    This allows the dashboard to show pricing from many lenders at once, rather than limiting you to one institution’s rates.

  • How do I access my rate dashboard?

    After you submit your details, we email you a secure link to your personal dashboard. 

    You can open it anytime using that link.

  • Am I required to move forward after viewing the dashboard?

    No. Viewing your rate dashboard doesn’t commit you to anything. 

    It’s simply a way to see how lenders are currently pricing your scenario so you can decide what to do next.

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