Mortgage learning center

MUD and PID taxes are additional costs on homes in many newer Texas neighborhoods, especially in Austin suburbs like Leander, Hutto and Manor. A municipal...

A bank statement loan is a Non-QM mortgage that lets self-employed borrowers qualify using 12 or 24 months of personal or business bank statements instead...

The first time home buying process follows nine steps: prepare your finances, get preapproved, go house hunting, make an offer, sign the contract and formally...

The cost of buying a house in Texas is more than the down payment. A first-time buyer should budget for the down payment (0% to...

First-time homebuyers with unusual situations can often still qualify. FHA and conventional guidelines allow gift funds from eligible donors, parents as non-occupant co-borrowers, renewed first-time...

A first-time homebuyer is generally someone who hasn't owned a principal residence in the past three years, not just someone who has never owned a...

A 1099 mortgage lets an independent contractor or freelancer qualify using 1099 income and tax returns instead of W-2 pay stubs, but lenders generally want...

A 1099 loan's cost depends heavily on which path you use: standard tax-return-based underwriting gets conventional pricing with 3-5% down, while a dedicated 1099-only program...

The right 1099 lender should be transparent about how much of your gross 1099 income they use to calculate qualifying income, whether a 1099 loan...