At the beginning I had decided to work with another lender but Charlie was relentless and offered me a mortgage I couldn’t decline. Made me switch to Austin Capital at the last moment and so glad I did. Absolutely streamlined process which could not have gone any smoother. Will definitely be using them again for my next home. I highly recommend and refer to anyone who wants to get the best rates in the industry while still using a local lender which is always available to help.