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NMLS ID# 308768

Ph: (512) 891-0778
Fx: (512) 891-0779

Tom Oltmann is committed to providing clients with the highest quality financial services, combined with the lowest interest rates available in the area. Utilizing 13 years of experience in the mortgage industry, he will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your needs. Tom studied Finance and Business Management at the University of Phoenix and focuses his energy on quality advice with special attention to service. Whether you are in the market to purchase a new home, refinance your current property or in need of a consult, Tom is more than willing to assist.

“I have not done my job if you are not fully satisfied and completely comfortable referring your family, friends and colleagues.” Tom Oltmann

“First time buying a house and everything went way smoother than I could have hoped for.”

-Stormy E.

“We just closed on a home in New Braunfels. They were excellent in every way. I would highly recommend them. Thank you Tom Oltmann and team for making our experience easy, efficient and fast!”

-Anne V.

“As a realtor it is very important to be able to rely on a lender to be a super communicator and keep the deal moving on time. I really appreciate what Austin Capital Mortgage stands for and always exceeds my expectations!”

-Benee A.

“Tom Oltmann & Charlie Cooper and everyone at Austin Capital Mortgage are the best. They make what could be a stressful process seem like just another day. They are professional and yet they make you feel right at home. It is hard to balance that in their field but they succeed and are well above the mark. We have and will continue to recommend them to anyone who is looking for their services.”

-Pasquale D.

“Tom was great in helping me get a mortgage with a great rate with a really quick turnaround! I think he pulled it off in about 6 business days. Definitely would recommend! I was a first time home buyer and Tom was super informative and helpful, he made it easy!”

-Will C.

“I found Tom through a referral and chose to work with him after interviewing six other lenders. I was shopping for a second home to use as a vacation rental. I had good credit, but a patchwork of income sources/history and assets to navigate through. What immediately stood out to me was Tom’s quick, smart and practical thoughts on how to best go about the process. He keeps it as simple and direct as possible and politely keeps it real. He’s got a ton of experience and really enjoys what he does. He has a calm but energetic approach and he does what he says he will do. Once I provided him with all of my information he did all the heavy lifting and took the stress of the underwriting completely off of me. It was always easy to connect with him if I had questions or concerns or he would return my messages promptly. We closed on time and without any drama. In fact, during the closing the title company commented on how great he was to work with on their end as well. I trust him and consider him my lender of choice going forward with future business endeavors. I would encourage anyone to work with him!”

-E. Anderson

“I have worked with Tom on numerous transactions and he does not disappoint! Always available by phone or email day and night, easy to work with, and very knowledgeable. Goes the extra mile to find solutions to difficult transactions. Highly recommend!”

-Kate P.

“Tom did my mortgage refinance and I was very happy with the process. He is no nonsense and extremely honest, & got the job done on time! He made the entire process as hassle free as possible. He was very responsive and always available if needed. He also offered highly competitive mortgage rates & fees in comparison to other lenders I shopped. I highly recommend Tom for any real estate financing!”

-John S.

“We have worked with Tom twice (home purchase and a refi), both times we received outstanding service. Tom takes the time to answer all of your questions and is extremely thorough. He makes the process so darn easy and with full time jobs a family that is extremely important! We have recommended Tom to friends and family and they all agree, he is the best at what he does!”

-Mandi H.

“Very friendly and were in time with our closing! Best rates ever! Charlie and Tom were always on top of things and got us pre approved?”

– Jennifer Y.

“Tom is the go to resource for mortgage help. Very experienced, highly responsive & helps simplify the entire process. Highly recommend!”

– David S.

“Fantastic rates, easy to work with and very personable!”

– Andrew B.

“It was a pleasant experience to work with Tom with the mortgage process, was easy to reach out and always available to answer any questions that need some explanation.”

– Sree K.

“I have worked with Tom many times for my own loans as well as for my clients. He is always so easy to reach and is great at explaining all my questions. Tom makes the loan process easy and is the only lender I will trust with my needs.”

– Mindy S. 

“Working with Tom Oltmann was an absolute breeze. The entire home-buying process is really stressful, but Tom was always there for our questions- day or night. He was courteous, timely, and so easy to work with. I’ve recommended him to several of my friends who are int he market and they’ve all planned on going with Tom, too.”

– Astrid C.


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