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NMLS ID# 308768

Ph: (512) 891-0778
Fx: (512) 891-0779


Tom Oltmann is committed to providing clients with the highest quality financial services, combined with the lowest interest rates available in the area. Utilizing 10 years of experience in the mortgage industry, he will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your needs. Tom studied Finance and Business Management at the University of Phoenix and focuses his energy on quality advice with special attention to service. Whether you are in the market to purchase a new home, refinance your current property or in need of a consult, Tom is more than willing to assist.

“I have not done my job if you are not fully satisfied and completely comfortable referring your family, friends and colleagues.” Tom Oltmann


"I found Tom through a referral and chose to work with him after interviewing six other lenders. I was shopping for a second home to use as a vacation rental. I had good credit, but a patchwork of income sources/history and assets to navigate through. What immediately stood out to me was Tom's quick, smart and practical thoughts on how to best go about the process. He keeps it as simple and direct as possible and politely keeps it real. He's got a ton of experience and really enjoys what he does. He has a calm but energetic approach and he does what he says he will do. Once I provided him with all of my information he did all the heavy lifting and took the stress of the underwriting completely off of me. It was always easy to connect with him if I had questions or concerns or he would return my messages promptly. We closed on time and without any drama. In fact, during the closing the title company commented on how great he was to work with on their end as well. I trust him and consider him my lender of choice going forward with future business endeavors. I would encourage anyone to work with him!"

-E. Anderson

"I have worked with Tom on numerous transactions and he does not disappoint! Always available by phone or email day and night, easy to work with, and very knowledgeable. Goes the extra mile to find solutions to difficult transactions. Highly recommend!"

-Kate P.

"Tom did my mortgage refinance and I was very happy with the process. He is no nonsense and extremely honest, & got the job done on time! He made the entire process as hassle free as possible. He was very responsive and always available if needed. He also offered highly competitive mortgage rates & fees in comparison to other lenders I shopped. I highly recommend Tom for any real estate financing!"

-John S.

"We have worked with Tom twice (home purchase and a refi), both times we received outstanding service. Tom takes the time to answer all of your questions and is extremely thorough. He makes the process so darn easy and with full time jobs a family that is extremely important! We have recommended Tom to friends and family and they all agree, he is the best at what he does!"

-Mandi H.

"Very friendly and were in time with our closing! Best rates ever! Charlie and Tom were always on top of things and got us pre approved😁"

- Jennifer Y.

"Tom is the go to resource for mortgage help. Very experienced, highly responsive & helps simplify the entire process. Highly recommend!"

- David S.

"Fantastic rates, easy to work with and very personable!"

- Andrew B.

"It was a pleasant experience to work with Tom with the mortgage process, was easy to reach out and always available to answer any questions that need some explanation."

- Sree K.

"I have worked with Tom many times for my own loans as well as for my clients. He is always so easy to reach and is great at explaining all my questions. Tom makes the loan process easy and is the only lender I will trust with my needs."

- Mindy S. 

"Working with Tom Oltmann was an absolute breeze. The entire home-buying process is really stressful, but Tom was always there for our questions- day or night. He was courteous, timely, and so easy to work with. I've recommended him to several of my friends who are int he market and they've all planned on going with Tom, too."

- Astrid C.

"Of all the people involved in the purchase of our home, Tom was the one who worked tirelessly to make it happen. Despite a few roadblocks that came our way, he advocated for us up to the very last minute, helping us think outside the box and doing the work for us to make sure we closed on time. We were extremely pleased with him and have been recommending him to others ever since!"

- Jennifer L.

"Tom helped my buyer navigate through a condo purchase. There was a question about the condo being warrantable, which Tom helped us quickly determine. In fact, he was able to close the deal 2 weeks early... in less than 30 days! As a REALTOR, it's important to have a lender who can get the deal done. I highly recommend him and look forward to our next deal!"

- Ronda P.

"I've used Tom for multiple mortgage transactions and each time I've been extremely happy with his service. He makes the process easy and I have always gotten a great rate. I always recommend Tom!"

- Ms. T


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