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Charlie started his mortgage career as a loan originator with Austin Capital Mortgage in 2006. Hitting the ground running he ranked in the Top 25 volume producers in Austin by his third year in the business. Charlie became president in 2015 and is continuing the tradition of providing our clients with market leading interest rates and excellent service. Originally from Houston, Charlie earned a Finance degree from the University of Houston. He lives in Austin with his wife and three boys.

Office: (512) 891-0778
Fax: (512) 891-0779


"As a real estate professional to have a knowledgeable lender is key.
Charlie and his team are not only knowledgeable, they work tirelessly to accomplish what needs to be done. Questions never go unanswered and the process is always explained fully. The entire team have patients and understanding with my clients. They are always professional and kind. My calls and emails are always answered promptly as are my clients.I have worked with Charlie on several transactions and have always been amazed at what he and his team are able to  accomplish in the most difficult of situations.This group is the best of the best, and are second to none. "

-Candi S. 

"The team at Austin Capital Mortgage makes the process of obtaining a home loan seamless and very organized. Their customer service is top notch. We are so appreciative of their guidance and help through our home buying process. I highly recommend Austin Capital Mortgage."

-Heather C. 

"Austin Capital Mortgage was recommended by my realtor agent when we started the search for our next home. I always prefer local business and ACM was the perfect choice for us! Charlie and Leslie were simply amazing, especially considering that we put the offer on 12/24 thanks to their quick response and simple pre-approval process! They worked with me along the whole process, which made a tough process considerably less painful that what it usually is. We had a tight schedule and were able to close on time! And with a great rate on ARM 5/1 loan. I absolutely recommend this loan broker!"

"ACM was very communicative and reachable throughout our process. They came up with products and solutions to fix our unique circumstances that regular banks were having issues with."

-Katie H.

"I have worked with Charlie and Leslie on 2 occasions now, and coming from a finance background myself would highly recommend them as lenders. They are both very efficient and excellent at communication and explaining the details down to the smallest details. Very personable and professional. They make sure to work with you and make the lending process a breeze."
-Samar P.

At the beginning I had decided to work with another lender but Charlie was relentless and offered me a mortgage I couldn't decline. Made me switch to Austin Capital at the last moment and so glad I did. Absolutely streamlined process which could not have gone any smoother. Will definitely be using them again for my next home. I highly recommend and refer to anyone who wants to get the best rates in the industry while still using a local lender which is always available to help.

-Josh T.

I've refinanced my house more times than I want to admit publicly:) but ACM has made it a great experience every time. The first time I used ACM, my family was in a tough spot because we were new to the city with a new job in an industry I didn't have any history for lenders to consider. We were also trying to buy a house that needed a lot of work and had to get creative to free up cash for renovations. Charlie did what everyone else said wasn't possible. He didn't make any excuses. He just said, "That's going to be tough but let me get to work and see what I can do." A month later, the "impossible" for other brokers was a done deal with Charlie!

Eight years later we continue to refinance our home in order to continue our home improvements. I haven't contacted another mortgage agency once because it's a waste of time when you already have the best at ACM.

-Bryan P.

I've used Austin Capital Mortgage twice now and both experiences were great. Buying a home is stressful, but you can trust Charlie Cooper and Leslie Kuhn to find the right mortgage for you and close on time. They are very responsive and happy to address questions or concerns; they really do make the whole process painless. I highly recommend this company.


Charlie, Leslie and team quite simply make the process of getting a mortgage as painless as possible. I've been working with Austin Capital Mortgage since 2009 and I have nothing but an amazing customer service experience each time. They make the process of collecting the documentation smoother each time and it's been a pleasure knowing I have them on my side. On my first purchase as a new homeowner they helped me immensely and guided me along the way. As a real estate investor they are now a part of my "go-to" team of people to make the lending process easy, quick and as painless as possible. Ah yes! they offer the best rates too and close on time every time!

Want your dream home? Then just work with this dream team!

-Kavitha B.

Austin Capital Mortgage was a recommendation from our realtors based on past experiences, and a recommendation I'm glad we followed. From start to finish, Austin Capital Mortgage has worked with us to ensure our dream home became reality. Charlie, Leslie and team guided us through the application process through to closing, while being available for any questions. They worked with our specific situation to get us the best rate and deal possible. While we don't know a lot about what's typical for a mortgage, I've yet to speak to someone who hasn't been amazed at the details of the loan with a super low interest rate and lender paid fees.

I can't recommend these folks enough, and thank them for helping my wife and I reach this life goal.

-Stevie M.

I recently closed on my first house with Austin Capital Mortgage. Charlie and Leslie have been amazing during the entire process. They were always available to answer my doubts and suggested me the best possible option that I could go for. Most importantly, Austin Capital Mortgage offered me one of the most competitive rates and closing costs. I strongly recommend them.

-Arkadeep P.

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