Even if you have less-than-perfect credit, Austin Capital Mortgage will work with you to lower your monthly payment and pay off high-interest debt. Consolidation is the act of combining several payments into a single bulk sum, usually with more favorable terms than the original individual payments. This often results in not only lower rates, but also easier management of a single payment rather than several different ones.
Refinancing Programs That Can Reduce Your Monthly Mortgage Payment
Use the equity in your home to help pay off high-interest debt, remodel or refresh your home, or pull cash for future investment properties. Austin Capital Mortgage offers 10, 15, and 30 year options for equity loans.
The 15-year fixed rate loan refinance option is a good one for those who would like to pay off their mortgage quicker and save on interest rates.
30-year fixed rate loans keep your payments consistent, allowing you to find stability and peace of mind in knowing that your monthly payments will not rise or fall unexpectedly.
Not only will consolidation with a VA loan lower your payments and interest rates, you may also be eligible to receive aid in repaying any other debts, including credit cards and other long term loans.
Not sure which program is right for you? Contact one of our specialists today! Austin Capital Mortgage can advise you on which mortgage refinancing program best meets your needs, and help you refinance quickly and without any headaches.
The Austin Capital Mortgage Difference
Not only have we been ranked in the top 25 lenders in Central Texas for 20 years running, we are also known for our ability to work with complex deals. Those with more intricate loan situations, including realtors, builders, and CPAs, continue to put their trust in us year after year. We are also often entrusted by other lenders with demanding deals that need to be closed fast. At Austin Capital Mortgage, we always:
- Put you and your needs first.
- Proudly offer some of the most competitive rates in the nation.
- Work quickly and efficiently to get you everything you need; we close most of our loans in 30 days or less.
- Have the ability to offer numerous types of loans, allowing us to find the ideal loan for you.